1. General Provisions

1.1 Company Information

Olymp AG ("Olymp" or "we/us/our") is a Swiss technology company specializing in AI-driven software solutions for external asset managers, family offices, and financial institutions. Our registered office is located at Zurich, Switzerland.

1.2 Scope

These Terms and Conditions ("Terms") govern the use of Olymp’s software, including but not limited to Apollo, Athena, and Hephaisthos (collectively, "Software"), our website, and related services (collectively, "Services"). By accessing or using our Services, you ("User" or "you/your") agree to abide by these Terms.

1.3 Modification of Terms

We reserve the right to update these Terms at any time. Material changes will be communicated via email or website notification. Continued use of our Services after such updates constitutes acceptance of the new Terms.

2. Services and Licensing

2.1 License Grant

Olymp grants you a non-exclusive, non-transferable, revocable license to use our Software as per the agreed service plan.

2.2 Restrictions

• You may not reverse-engineer, modify, or distribute our Software without prior written consent.

• You must not use our Software for unlawful, fraudulent, or harmful activities.

• Unauthorized reselling, sublicensing, or redistribution is prohibited.

2.3 Service Availability

We strive to maintain uptime and performance, but we do not guarantee uninterrupted access. Scheduled maintenance and unexpected outages may occur.

3. User Obligations

3.1 Account Registration

Some Services require account registration. You must provide accurate and up-to-date information and are responsible for maintaining confidentiality of your login credentials.

3.2 Compliance with Laws

You agree to comply with all applicable Swiss and international laws when using our Services.

3.3 Third-Party Integrations

If you use our Software with third-party systems (e.g., banking APIs), you must comply with their terms and ensure that integration does not violate applicable regulations.

4. Fees and Payment

4.1 Pricing and Payment Terms

Pricing depends on your selected plan and is specified in your service agreement. Payments are due as per the invoicing schedule.

4.2 Late Payments

Failure to pay on time may result in service suspension or additional fees.

4.3 Refund Policy

Except as required by Swiss law, fees are non-refundable unless explicitly stated otherwise in a service agreement.

5. Data Protection and Confidentiality

5.1 Data Security

We implement industry-standard security measures to protect User data. However, you acknowledge that no system is entirely immune to cybersecurity risks.

5.2 Confidentiality

Each party agrees to keep confidential any proprietary information shared in the course of business.

5.3 Anonymization Technology

Our anonymization tools ensure data privacy while allowing reversibility under controlled conditions, in compliance with Swiss data protection laws.

6. Intellectual Property

6.1 Ownership

Olymp retains all intellectual property rights over its Software and Services. Your use of our Software does not grant you ownership rights.

6.2 User Feedback

If you provide feedback, suggestions, or improvements regarding our Software, we may use such feedback without obligation to compensate you.

7. Limitation of Liability

7.1 No Financial Advice

The Software is intended for informational purposes only and is not to be construed as financial, investment, or professional advice. It does not take into account the specific financial circumstances, investment objectives, or risk tolerance of any user.

7.2 Accuracy of Information

While we strive to provide accurate and up-to-date information, the Software may contain errors, omissions, or inaccuracies. Users are encouraged to independently verify all information obtained from the Software.

7.3 Investment Risk

All investments involve risk, and past performance is not indicative of future results. The Software does not guarantee any specific outcome or profit and should not be relied upon as the sole basis for investment decisions.

7.4 No Endorsement

The inclusion of specific stocks, securities, or investment strategies in the Software does not constitute an endorsement or recommendation by Olymp. Users are solely responsible for their investment decisions.

7.5 Market Conditions

Stock prices and market conditions are subject to rapid fluctuations, and the Software may not reflect real-time data. Users should consult with a qualified financial professional and conduct their own research before making investment decisions.

7.6 Technical Limitations

The Software may be subject to technical limitations, interruptions, or errors. Olymp is not liable for any damages or losses arising from the use of, or inability to use, the Software.

7.7 Third-Party Links

The Software may contain links to third-party websites or resources. Olymp is not responsible for the content, accuracy, or reliability of any third-party websites and does not endorse any products or services mentioned on such websites.

8. Termination

8.1 Termination by User

You may terminate your subscription by providing a written notice.

8.2 Termination by Olymp

We reserve the right to terminate access in case of breach of these Terms or non-payment.

8.3 Effects of Termination

Upon termination, access to the Software ceases, and you must delete any copies of our Software.

9. Governing Law and Dispute Resolution

9.1 Governing Law

These Terms are governed by Swiss law.

9.2 Dispute Resolution

Any disputes shall be settled amicably. If no resolution is reached, the exclusive jurisdiction shall be the courts of Zurich, Switzerland.